Black Land Reform in Agriculture

We are almost 30 years into the idealistic vision that Nelson Mandela had for South Africa and the failure of Agricultural reform is tangible. Besides the Land Distribution, Land Restitution, and land Tenure Reform, 75% of all redistributed farms failed. Research shows that the reason for this failure is that these farms are given to individuals without preparing them for the management of the land. The lack of skills and lack of managerial and agricultural knowledge contribute to community conflict and that leads to the desertion of these farms, more and more farms become unproductive, and this spells disaster for food security in our country.

The Art of budgeting

Creating a personal budget is an important step in managing your finances and achieving your financial goals. A budget helps you track your income and expenses, prioritize your spending, and avoid debt. In this article, we will walk you through the steps to create a personal budget, with references to helpful resources along the way.